Obligations and contracts in times of covid-19 Obligations and contracts in times of Coronavirus: Force majeure and “rebus sic stantibus” The crisis generated by COVID-19 has caused many companies and individuals to be unable to carry out, or unable to comply in the agreed terms, the obligations assumed under contracts of a nature civil and […]
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Who, when and how is the bankruptcy requested? With the uncertain times we are experiencing due to the COVID-19 health crisis, many people are wondering what will happen once the state of lockdown is lifted alarm, in what situation their businesses or companies will be left and if they will be able to face the
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Insolvency in individuals and self-employed. The second chance law The State of Alarm declared by the Government has brought with it the need to take measures for all those who have seen their economic activity diminish. Many individuals and the self-employed live with the uncertainty of not knowing when we will be able to return
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Solutions for companies that cannot meet their contractual commitments Covid 19: Solutions for companies that cannot meet their contractual commitments Through RD 463/2020 of March 14 the government declared a state of alarm in order to deal with the health emergency caused by the coronavirus (COVID-19), forcing confinement of citizens and the closure of establishments
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Legal alternatives to possible insolvency . . Alternatives to insolvency proceedings in the face of possible insolvency With the healthcare crisis situation due to COVID-19, many companies are wondering how they will be able to meet their debts and whether they will find themselves in insolvency when it all passes. To begin with, it is
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Cancellation of debts through the Second Chance Law . . The Second Chance Law establishes an administrative process aimed at the cancellation of debts by Law, that is to say, it is a tool at the service of individuals and self-employed individuals that allows them to overcome their insolvency situation and lighten their financial burden,
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Effects of the state of alarm on insolvency proceedings . . With the declaration of the state of alarm due to the health emergency caused as a result of COVID-19, our economy has been greatly affected, since there are numerous self-employed and companies that have been forced to close their businesses in order to face
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The out-of-court settlement of payments in cases of insolvency Out of court settlement of payments The extrajudicial payment agreement is a mechanism included in the Bankruptcy Law that tends to resolve insolvency situations of natural or legal persons outside the courts. It was created with the aim of facilitating a third party, called bankruptcy mediator,
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Dation in payment of housing. Second chance law . The lack of income prevents individuals from meeting their obligations, including the installments of their mortgages. When this situation of insolvency worsens, individuals have the possibility of resorting to the provisions of the Second Chance Law, being very frequent that we are consulted about the possibility
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Opportunities offered by the Second Chance law . Since the entry into force of the Second Chance Law, individuals and the self-employed have mechanisms designed to overcome their insolvency situation, in order to lighten their financial burden, but are these mechanisms effective? Without a doubt, the Second Chance Law has turned out to be effective
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