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Second Chance Law

Requisitos para acceder a la ley de Segunda Oportunidad

Requirements to access the Second Chance law

Requirements to access the Second Chance law Since the entry into force of Royal Decree-Law 1/2015, of February 27, on the second chance mechanism, reduction of financial burden and other measures of social order, better known as Second Chance Law, natural persons began to receive the same treatment against to bankruptcy than legal entities. The […]

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Insolvencia en particulares y autónomos. La ley de segunda oportunidad

Insolvency in individuals and self-employed. The second chance law

Insolvency in individuals and self-employed. The second chance law The State of Alarm declared by the Government has brought with it the need to take measures for all those who have seen their economic activity diminish. Many individuals and the self-employed live with the uncertainty of not knowing when we will be able to return

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Alternativas legales ante una posible insolvencia

Legal alternatives before a possible insolvency

Legal alternatives to possible insolvency . . Alternatives to insolvency proceedings in the face of possible insolvency With the healthcare crisis situation due to COVID-19, many companies are wondering how they will be able to meet their debts and whether they will find themselves in insolvency when it all passes. To begin with, it is

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Cancelación de deudas mediante la ley de Segunda Oportunidad

Cancellation of debts through the Second Chance law

Cancellation of debts through the Second Chance Law . . The Second Chance Law establishes an administrative process aimed at the cancellation of debts by Law, that is to say, it is a tool at the service of individuals and self-employed individuals that allows them to overcome their insolvency situation and lighten their financial burden,

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Dación en pago de la vivienda. Ley de segunda oportunidad

Dation in payment of housing. second chance law

Dation in payment of housing. Second chance law . The lack of income prevents individuals from meeting their obligations, including the installments of their mortgages. When this situation of insolvency worsens, individuals have the possibility of resorting to the provisions of the Second Chance Law, being very frequent that we are consulted about the possibility

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Oportunidades que nos ofrece la ley de Segunda Oportunidad

Opportunities offered by the Second Chance law

Opportunities offered by the Second Chance law . Since the entry into force of the Second Chance Law, individuals and the self-employed have mechanisms designed to overcome their insolvency situation, in order to lighten their financial burden, but are these mechanisms effective? Without a doubt, the Second Chance Law has turned out to be effective

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Tengo que cerrar mi empresa por culpa del Covid-19

I have to close my company because of the Covid-19

I have to close my company because of the Covid-19 The situation caused as a result of COVID-19 has brought about an economic crisis, with numerous self-employed workers and companies having accumulated numerous debts, practically obtaining no income, which has caused them to enter into a insolvency situation, which in many cases forces them to

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Disolver una sociedad con deudas

Dissolve a company with debts

Dissolve a company with debts The scenarios that companies are having to face due to the crisis caused by COVID-19 are diverse. The limitation of the mobility of people and the suspension or limitation of certain sectors of activity, among other measures adopted to minimize the risk of sanitary collapse, are having a great impact

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Los créditos públicos y la segunda oportunidad en la nueva ley concursal

Public credits and the second chance in the new bankruptcy law

Public credits and the second chance in the new bankruptcy law With the entry into force, on September 1, of the Royal Legislative Decree 1 /2020, of May 5, which approves the Consolidated Text of the Bankruptcy Law (hereinafter, TRLC ) the “second chance” mechanism for individuals has been modified, that is, the possibility that

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El privilegio del crédito público en el concurso y preconcurso de acreedores

The privilege of public credit in bankruptcy and pre-bankruptcy

The privilege of public credit in bankruptcy and pre-bankruptcy Public credit, the benefit of exoneration of unsatisfied liabilities (Second Chance Law) and the suspension of singular executions in the pre-bankruptcy: current regulation in the Bankruptcy Law. Already before the approval of the Royal Legislative Decree 1/2020, of May 5, which approves the consolidated text of

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