Introduction to syndicated loans Syndicated loans are loan contracts in which several lenders agree to issue a loan for a client. Syndicated loans are devised to satisfy extensive capital needs, and put together several lending parties, sometimes arranged by one of those parties. This sets the difference with other classical loan agreements, where one or […]
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Formulation of the Rebus Clause in the execution of leases This comment does not intend to analyze the content and regulation of the Rebus clause, an issue that has been extensively discussed for months. We focus on the best way to obtain judicial protection under the aforementioned clause for those who have the right, or
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New consequences derived from the lack of deposit of the annual accounts In Spain, the Mercantile Registry estimates that there are close to 1.5 million inactive companies and, until now, not depositing the Annual Accounts in the Mercantile Registry did not entail legal consequences or for the company, nor for its administrators or liquidators. However,
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Temporary suppression of the right of separation of the partner The legislation enacted during the state of alarm has substantially affected the right of separation provided for in ARTº 348 BIS LSC. First was RDL 8/2020: Artº 40.8. Even if there is a legal or statutory cause, in capital companies the partners will not be
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Nullity of usurious interest on microloans, consumer loans and cards revolving At JLCasajuana Abogados we are specialists in claims against microloan companies, consumer loans and revolving cards. We have obtained the annulment of several of these loans, significantly reducing the amount that the client must return to the financial institution. At the same time, if
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Improper inclusions in asset solvency files Compensation of up to 10,000 euros for improper inclusions in asset solvency files What are asset solvency files? Equity solvency files, also known as delinquency records, are privately owned credit information systems whose main purpose is to provide information on non-compliance of consumer and user debts. One of the
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The new bankruptcy law puts the second chance in check Article published in the newspaper Cinco Días. We share the following article written by our colleague from the Commercial Department, María Olivares Sánchez, published in the newspaper Cinco Días. 13/01/2022
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Can a company claim for its improper inclusion in a delinquent file? In recent years we have seen how natural persons have exercised the rights that legitimately correspond to them as a result of their improper inclusion in the economic solvency file or , as they are commonly known, delinquent files, claiming not only the
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Claim against improper inclusion in the CIRBE Although the Central de Información de Riesgos del Banco de España (CIRBE) is not properly a “file of defaulters” of those provided for in art. 29.2 of Organic Law 3/2018, of December 5, Protection of Personal Data and guarantee of digital rights (LOPD), is also subject to the
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Judgment of the European Court of Justice on labor compensation The Sentence issued by the European Court of Justice, dated September 14, has opened a new front between the social agents, association of employers, unions, which gives rise to new approaches on the quality of labor contracting under the halo of discrimination expressly prohibited by
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