FINANCE & BANKING

Our clients include financial entities and credit institutions, national and international. We have advised companies against financial problems and negotiations with banks and other credit institutions, and we have defended companies and individuals in claims against bank abuses.

It is a sector with extensive own regulation and an important requirement in compliance with national and community regulations. In addition to issues of the sector, we cover any other need of companies in this industry, using our multidisciplinary team to serve all our departments:

We have participated in the internationalization of financial institutions through operations of sale and opening of companies in Spain linked to foreign holdings. In whose cases we have provided newly created companies with all the necessary tools for the development of the activity: incorporation of the company, pacts of partners, social statutes, lease agreements, labor contracts, credit agreements and microcredits, etc.

A multidisciplinary team at the service of our customers.

WE HELP YOU FROM THE CIVIL, COMMERCIAL AND TAX DEPARTMENT

• Contract writing and negotiation advice with clients, partners and suppliers.
• Credit and microcredit contracts.
• Advice on interest rates. Consideration of user or abusive interests.
• Advice on consumers and users.
• Unfair terms.
• Claims to banking entities for the marketing of abusive products.
• Advice on corporate matters and secretariat of the board of directors.
• Drafting of minutes, attendance at general meetings.
• Competition Law
• Contests of creditors.
• Advice on mergers, divisions and acquisitions of companies and dealers, joint venture agreements and company restructuring.
• Advice on the fiscal impact of corporate operations and transfer prices.
• Advice on data protection, registration of files, security documents, consumer complaints, etc.

WE HELP YOU FROM THE ADMINISTRATIVE DEPARTMENT

• Advice on obtaining administrative licenses and sector authorizations.
• Advice on disciplinary procedures against the administration.
• Defense before the administration before claims by administrative route and before the courts of the administrative litigation.

WE HELP YOU WITH JUDICIAL PROBLEMS

• Drafting of claims, answering claims, complaints, appeals and other legal briefs for the defense of our clients before the courts of justice and arbitration courts.
• Claims against partners, liability claims against administrators, challenge of social agreements, claim of information and accounting documentation, etc.
• Claims on consumer and user issues.
• Resources of sanctions of public administrations.
• Assistance in proceedings before the courts of first instance.
• Assistance in proceedings before the courts of contentious-administrative.
• Assistance in proceedings before labor courts.
• Assistance in proceedings before the commercial courts.
• Assistance in proceedings before the courts of instruction and criminal matters.

WE HELP YOU FROM THE INSURANCE DEPARTMENT

• Compensation claim against insurers derived from claims, such as explosions, fires, floods, accidents of any nature, etc.
• Compensation claim against insurers derived from defective products.

WE HELP YOU FROM THE LABOR DEPARTMENT

• Advice on relations between company and employees. Hiring, dismissals, modification of working conditions, geographical or functional mobility, working time, disciplinary proceedings, salary system, social benefits, workers’ representatives, etc.
• Company restructuring, including negotiations in case of collective dismissals or collective employment suspensions (ERE and ERTES), as well as dismissals for duplicate positions.
• Collective negotiation. Advice on negotiations of collective agreements or changes in working conditions.
• Assistance in legal proceedings in all instances.
• Assistance to conciliations before official bodies.
• Assistance in administrative records.
• Assistance before the Labor and Social Security Inspection.
• Prevention of occupational hazards.
• Advice on social security.