Judgment of the CJUE on IRPH mortgages h2 style=”text-align: justify;”>CJEU Judgment on the Mortgage Loan Reference Index (IRPH): door open to consumers for their declaration of abusiveness and recovery of unduly paid interest. Last Tuesday, March 3, 2020, we met the Sentence by which, finally , the Court of Justice of the European Union (TJUE) […]
Judgment of the CJUE on IRPH mortgages Read More »
Nullity of the IRPH clause in mortgages Consequences of the declaration of nullity of the IRPH Reference Index: Analysis of the first sentences handed down by the Courts of First Instance. The publication on March 3, 2020 of the Judgment of the Court of Justice of the European Union (CJEU) (Read: CJEU ruling on IRPH
Nullity of the IRPH clause in mortgages Read More »
Everything you need to know about the IRPH What is the IRPH? The IRPH is an index used by banking entities, and especially by the old Savings Banks, to establish the calculation of interest on mortgage loans. Specifically, the IRPH index is equivalent to the average interest rate offered by banks and savings banks in
Everything you need to know about the IRPH Read More »
IRPH Mortgages: Application of the law of general contracting conditions In previous articles we have been commenting on the importance of the ruling of the European Court of Justice of March 3, 2020 on the so-called IRPH mortgages. Our intention is to provide all those affected with all the information they may need, using our
IRPH Mortgages: Application of the law of general contracting conditions Read More »
Analysis of the CJEU Judgment on IRPH clause Analysis of the CJEU Judgment of March 3, 2020, on the IRPH clause The CJEU ruling on IRPH mortgages no. 669/2017 of December 14, 2017 upheld the Appeal of Cassation filed by the entity KUTXABANK, S.L. agreeing with the bank that maintained that the IRPH clauses were
Analysis of the CJEU Judgment on IRPH clause Read More »
The “IRPH mortgages” are abusive because the bank did not inform correctly The well-known CJEU Judgment on IRPH mortgages of March 3, 2020, which allows the claim against banks for mortgage loans with IRPH, expressly includes the obligation of banking entities to provide all the necessary information and documentation to the consumer. So, since this
The “IRPH mortgages” are abusive because the bank did not inform correctly Read More »
IRPH Mortgages: The CJUE Judgment protects the average consumer The European Court Judgment protects the average consumer against IRPH mortgages We continue to provide information to those affected by mortgage loans that establish the calculation of interest by applying the IRPH index, regarding the judgment of the European Court of Justice of March 3, 2020.<
IRPH Mortgages: The CJUE Judgment protects the average consumer Read More »
Can companies claim for the IRPH clause? Jurisprudential analysis on the voidability of IRPH clauses contained in contracts signed with natural or legal persons who are not considered consumers The recent CJEU ruling of March 3, 2020 has come to confirm that the IRPH clauses contained in mortgage loan contracts signed by consumers are suitable
Can companies claim for the IRPH clause? Read More »
Financial coverage for legal assistance in consumer matters Contrary to what it might seem, the home insurance policy has a broader scope of coverage than damage to the insured’s home and their belongings. Although it will be necessary to attend to the specific case, many home insurance policies provide among their guarantees the coverage of
Financial coverage for legal assistance in consumer matters Read More »
CASAJUANA
IN THE NEWS
