The new bankruptcy law puts the second chance in check Article published in the newspaper Cinco Días. We share the following article written by our colleague from the Commercial Department, María Olivares Sánchez, published in the newspaper Cinco Días. 13/01/2022
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Can a company claim for its improper inclusion in a delinquent file? In recent years we have seen how natural persons have exercised the rights that legitimately correspond to them as a result of their improper inclusion in the economic solvency file or , as they are commonly known, delinquent files, claiming not only the
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Claim against improper inclusion in the CIRBE Although the Central de Información de Riesgos del Banco de España (CIRBE) is not properly a “file of defaulters” of those provided for in art. 29.2 of Organic Law 3/2018, of December 5, Protection of Personal Data and guarantee of digital rights (LOPD), is also subject to the
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Judgment in the Truck Cartel that triples the compensation previously granted On April 5, the Commercial Court No. 1 of Bilbao published a certainly relevant sentence that resolved a lawsuit filed by our law firm. Our claim was based on anti-competitive practices that have been declared by the European Commission, and that have been reported
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The largest compensation awarded by a Court as a result of the cartel of truck manufacturers The Mercantile Court of Seville (Section 3), by judgment of last December 30 that has just been published, has quantified at 20.75 percent of the price of purchase of the truck, the damage caused by the cartel of truck
usurious and abusive interest Spanish regulations do not establish a legal limit on the interest that a lender can charge, does that mean that the desired interest rate can be agreed ? We have found this question to be a common one among our customers, which we aim to address in this article. What interest
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Nullity of the IRPH clause in mortgages Consequences of the declaration of nullity of the IRPH Reference Index: Analysis of the first sentences handed down by the Courts of First Instance. The publication on March 3, 2020 of the Judgment of the Court of Justice of the European Union (CJEU) (Read: CJEU ruling on IRPH
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Everything you need to know about the IRPH What is the IRPH? The IRPH is an index used by banking entities, and especially by the old Savings Banks, to establish the calculation of interest on mortgage loans. Specifically, the IRPH index is equivalent to the average interest rate offered by banks and savings banks in
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IRPH Mortgages: Application of the law of general contracting conditions In previous articles we have been commenting on the importance of the ruling of the European Court of Justice of March 3, 2020 on the so-called IRPH mortgages. Our intention is to provide all those affected with all the information they may need, using our
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Digital scams: Paying invoices to the fraudster pretending to be a real supplier In this article we analyze a case that is being defended by our firm due to the high number of frauds committed over the Internet against companies in recent times< /strong>, according to which the offender deceives the defrauded party into issuing
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