The courts are awarding these indemnities. We already have case law precedents that support our position and reject the opposition of insurance companies alleging force majeure or the unforeseeable nature of the COVID 19 pandemic.

It is worth mentioning, due to the subsequent stir it has had, the Judgment of the Provincial Court of Girona of February 3, 2021 that condemns an insurance company to compensate a pizzeria for the stoppage of its activity. Specifically, the policy established a limitation of €200 per day with a maximum of 30 days, which is why the sentence condemns the payment of €6,000 in total.

This doctrine is being used in numerous claims, and in some cases perhaps without the appropriate rigor. From the sentence we cannot deduce that all those businesses that closed to the public can claim to their insurance company, a scrupulous study of the conditions agreed in the policy should be made before proceeding with any claim.