New contracts after the Labor Reform The labor reform whose Royal Decree-Law was published in the BOE on December 30, 2021 and which entered into force a day later, on December 31, except in some Matters whose validity was postponed, such as the ones we are going to comment on, have the objective of eliminating […]
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Judgment in the Truck Cartel that triples the compensation previously granted On April 5, the Commercial Court No. 1 of Bilbao published a certainly relevant sentence that resolved a lawsuit filed by our law firm. Our claim was based on anti-competitive practices that have been declared by the European Commission, and that have been reported
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The geolocation system in the transport sector Currently many companies and organizations opt for the use of tools and technological means to control the work activity of their employees, among They include monitoring software, biometric registration systems, video surveillance (public or secret) or a geolocation system that allows knowing the exact position of employees at
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The largest compensation awarded by a Court as a result of the cartel of truck manufacturers The Mercantile Court of Seville (Section 3), by judgment of last December 30 that has just been published, has quantified at 20.75 percent of the price of purchase of the truck, the damage caused by the cartel of truck
usurious and abusive interest Spanish regulations do not establish a legal limit on the interest that a lender can charge, does that mean that the desired interest rate can be agreed ? We have found this question to be a common one among our customers, which we aim to address in this article. What interest
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Judgment of the CJUE on IRPH mortgages h2 style=”text-align: justify;”>CJEU Judgment on the Mortgage Loan Reference Index (IRPH): door open to consumers for their declaration of abusiveness and recovery of unduly paid interest. Last Tuesday, March 3, 2020, we met the Sentence by which, finally , the Court of Justice of the European Union (TJUE)
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Nullity of the IRPH clause in mortgages Consequences of the declaration of nullity of the IRPH Reference Index: Analysis of the first sentences handed down by the Courts of First Instance. The publication on March 3, 2020 of the Judgment of the Court of Justice of the European Union (CJEU) (Read: CJEU ruling on IRPH
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Everything you need to know about the IRPH What is the IRPH? The IRPH is an index used by banking entities, and especially by the old Savings Banks, to establish the calculation of interest on mortgage loans. Specifically, the IRPH index is equivalent to the average interest rate offered by banks and savings banks in
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IRPH Mortgages: Application of the law of general contracting conditions In previous articles we have been commenting on the importance of the ruling of the European Court of Justice of March 3, 2020 on the so-called IRPH mortgages. Our intention is to provide all those affected with all the information they may need, using our
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Analysis of the CJEU Judgment on IRPH clause Analysis of the CJEU Judgment of March 3, 2020, on the IRPH clause The CJEU ruling on IRPH mortgages no. 669/2017 of December 14, 2017 upheld the Appeal of Cassation filed by the entity KUTXABANK, S.L. agreeing with the bank that maintained that the IRPH clauses were
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